Articles about Finance

In the UK, financial advisers are regulated and the Financial Services Compensation Scheme (FSCS) is a body that will compensate consumers wherever they are located in the world, if they have received inappropriate advice by a UK regulated firm. Jane Sanders, whose company JSCS has recently helped 90 clients recover over ...

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Looking for a Spanish mortgage? Mortgage Direct offer a professional, straightforward service with no hidden costs. With access to every Spanish mortgage product, Mortgage Direct can offer unique mortgages in Spain, tailored to your specific requirements. They work with all Spanish and UK banks, as well as the offshore banks in Gibraltar, ...

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Over the last year or so we have had lots of people contacting us looking for solutions to problems that they have with their Spanish properties. Many of them bought when prices were high in the expectation that they continued to increase in value. Many of them have mortgaged themselves ...

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I recently received a new book which tackles the problem of how to make money when living in Spain. The Secrets to Working and Making a Living in Spain is full of advice that is specific, relevant and practical. First off, the book doesn't skirt the current problems in Spain. Instead, ...

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Intasure has a complete range of home insurance and holiday home insurance designed for owners of holiday homes in Spain. Click any Get a quote button to get a free, no obligation quotation in seconds.

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Every year the Generalitat — Catalonia’s autonomous government— makes a limited number of grants available for reforming older properties. The application deadline for 2008 expired on May 30th, but if you have a property to reform or are thinking of buying one you may qualify for 2009. Which properties are eligible? Legal, registered ...

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When thinking about buying property in Spain and perhaps eventually retiring there, you should be aware of all the different taxes you will be liable for. Most will be familiar, such as income tax, capital gains and succession (inheritance) tax, although the rates and rules will be different from those ...

Continue reading What Is Spanish Wealth Tax And How Much Will You Have To Pay?

Looking for a Spanish mortgage? There are now may flexible solutions for people requiring a mortgage in Spain. There are many options available including sterling mortgages secured solely on a Spanish property, full term fixed rates and a potential borrowing of over 100% of the property value. With interest rates as low ...

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Once you have found a Spanish property to purchase, you'll probably need to decide how to raise finance for it. There are an increasing number of sources of finance within the UK which are willing to lend against a foreign property. Financing from the developer If you are buying a brand ...

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On average, the cost of buying a property in Spain will be in the region of 10% to 15% of the purchase price depending on the complexity of the procedure and the area of Spain in which you are buying. The notary – 600 euros – The notary charges ...

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Before signing anything there are some important pieces of paper you and your lawyer should have a look at .. The Escritura Publica and Nota Simple The Escritura Publica is the registered title deed of the property. It is entered in the ‘Registro de la Propiedad’, the Property Registry, and is the ...

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Property consultants Spain have, in the last 20 years, seen property prices rise faster than anywhere else in the world.If you purchased in Spain two years ago, you might have benefited from a 30% increase in the value of your property, possibly more in some areas. Although increases are currently ...

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When you decide to buy property in Spain you will almost certainly contact a number of Spanish Estate Agents. There is no law in Spain regulating the real estate industry and anyone may, quite legally, act as an intermediary in property sales. There are, however, two professional associations that promote a ...

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